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Retirement planning
Retirement income that lasts as long as you do
Will it last? How do we pay for healthcare? When should we take Social Security? We help people in Oklahoma, Arkansas and Texas answer the questions that come with the most expensive chapter of life.
The questions we work through
How much is enough
A plan that tests your spending against long lives, rough markets and inflation, so the number is a decision rather than a guess.
Where the income comes from
Which accounts to draw from, in what order, and how that changes the tax you pay over the whole retirement.
Social Security and Medicare
Timing decisions that are hard to undo, made with the rest of the plan in view.
Healthcare and long-term care
Planning for rising costs and the possibility of care, including how insurance* fits.
The money after a sale
For business owners, turning the proceeds of a sale into income is its own plan.
What you leave behind
Beneficiaries, trusts* and gifting, so the legacy happens the way you intend.
*Provided with the help of the firm's third-party strategic partners.
Wealth
Free book
Beyond Wealth, by Rick Hadrava
More than 30 years of working with business owners and families, on designing a life that is about freedom, purpose and legacy rather than just money.
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Offices in Oklahoma, Arkansas and Texas
Oklahoma City
6303 Waterford Boulevard, Suite 125, Oklahoma City
Rick M. Hadrava, Kip Nichols
Meet the teamArkansasNorthwest Arkansas
3300 S Market Street, Suite 404, Rogers
Scott H. Shepherd, Randy S. Koontz, Aaron Jurgensmeyer, Ben R. McLintock, Brad Blankenship
Meet the teamTexasOdessa and the Permian Basin
1921 E 37th Street, Suite B, Odessa
Kathy McIntyre, Steve R. Hurt
Meet the teamQuestions we get asked
When should I start planning for retirement income?
Five to ten years before you stop working gives the most room to shape taxes, savings and the timing of Social Security. It is never too late to put a plan in place.
Is Uniting Wealth Partners a fiduciary?
Yes. Uniting Wealth Partners is an independent firm registered with the U.S. Securities and Exchange Commission as an investment adviser, and our advisors are held to the fiduciary standard, which means acting in your best interest. Registration as an investment adviser does not imply a certain level of skill or training.
What happens on the 20 minute call?
We ask what you are working toward and what is keeping you up at night, and you ask us anything. If it looks like a fit, we suggest a next step. If it does not, we say so. There is no cost and no obligation.
How do I check your registration and fees?
Search CRD #332317 on the SEC's Investment Adviser Public Disclosure site, adviserinfo.sec.gov. Form ADV Part 2A and Form CRS are there and set out our services, fees and conflicts in plain terms.
Twenty minutes, no obligation
A short introductory call to hear what you are working toward and whether we are the right fit. It is a conversation with a fiduciary, not a sales pitch.